We live in a litigated world where higher standards of behaviour and compliance with laws and regulations are expected of businesses. The law applies if you are a home based, small, medium or large enterprise.
Breaches of statute and regulations can lead to court cases, fines and penalties. Many of these can be unintentional breaches of New Zealand health and safety at work Act.
However, any time a business is called upon to defend itself against an alleged breach, defence costs are incurred. These costs can range from investigating, preparing to defend and appearing in court. They can escalate to fines or penalties imposed by a court.
Our business insurance package includes optional statutory liability insurance. This important statutory liability product will cover liability arising from fines imposed. It also covers legal costs to defend your business under various Acts of Parliament. This includes proceedings before a Human Rights or Privacy Review Tribunal.
Our statutory liability insurance protects New Zealand businesses up to a $1m limit of indemnity. It's a simple insurance product to buy, and it is very valuable if you want to insure business risk.
Insure Online are registered insurance brokers who specialises in insurance for businesses. Before you get an insurance broking quote please read the policy wording for terms and conditions of cover. It explains what limit of indemnity, insurance options and exclusions apply.
You will want to get the best small business insurance quote online from any insurance brokers NZ has available. Please check that this product is suitable for you.
You can add public liability insurance cover and employers liability insurance NZ to your policy. You can read more in our newsroom and blogs. We have written a great article on why small business insurance may be the best investment your business can make.
Insure Online specialises in insurance for businesses. Try us if you need an online insurance quote NZ wide or insurance on business, sole traders or partnership structures. Our commercial insurance is online. We are able to provide insurance broking quotes quickly.
By getting a statutory insurance quote online, you will find we are easier to transact with. We do it easier than most Auckland insurance brokers, Hamilton insurance brokers and Christchurch insurance brokers. Our insurance for business is underwritten by QBE Insurance NZ.
If you need great NZ insurance for a business big or small, business insure it with fast insurance quotes online from the best insurance brokers Christchurch and New Zealand has available.
For more information on statutory liability insurance NZ style, please download and read the policy wording. It contains details about the terms and conditions for this product. Then head straight to get an online insurance quote and buy now to get small business insurance comparison NZ wide.
If you would like to read more on small business insurances, read our blog article on how to get your insurer on side with statutory liability insurance cover.